Alabama

Alabama allows credit card surcharging up to 4%. Learn legal requirements, compliance rules, and alternatives for Alabama businesses.

Alaska

Alaska allows credit card surcharging up to 4%. Learn legal requirements, compliance rules, and alternatives for Alaska businesses.

Arizona

Arizona allows credit card surcharging up to 4%. Learn legal requirements, compliance rules, and alternatives for Arizona businesses.

Arkansas

Arkansas allows surcharging with disclosure rules and defines surcharge, convenience, and service fees differently. Learn compliance requirements.

California

California SB 478 bans drip pricing and requires all fees in advertised prices. Learn how to comply with the Hidden Fees Statute.

Colorado

Colorado allows 2% credit card surcharges with strict disclosure rules. Learn compliance requirements and penalties under SB 21-091.

Connecticut

Connecticut bans all credit card surcharges. Learn what's legal, penalties up to $500 per violation, and how to report violations.

Delaware

Delaware allows credit card surcharges following federal guidelines. Learn legal requirements, card network limits, and tip protection laws.

Florida

Florida surcharges are effectively legal despite state prohibition. Learn how 2015 federal court ruling impacts enforcement and compliance.

Georgia

Georgia allows credit card surcharges only when fee-free alternatives exist. Learn disclosure requirements and no-profit rules.

Hawaii

Hawaii restricts credit card surcharges when cards replace cash/check payments. Learn compliance requirements and alternatives for businesses.

Idaho

Idaho fully permits credit card surcharges with no state restrictions. Learn federal requirements, best practices, and compliance tips for businesses.

Illinois

Illinois permits credit card surcharges with disclosure requirements. New 2025 law bans interchange fees on taxes and tips. Learn compliance rules.

Indiana

Indiana permits credit card surcharges with no state restrictions. Learn federal requirements and proposed changes to government service fees.

Iowa

Iowa permits credit card surcharges with no state restrictions. Learn about the Consumer Credit Code framework and complaint processes.

Kansas

Kansas allows credit card surcharges as of January 2025. Learn the disclosure requirements, processing cost limits, and compliance rules.

Kentucky

Kentucky allows credit card surcharges up to 3% with proper disclosure. Learn state requirements, business compliance rules, and consumer protections.

Louisiana

Louisiana allows credit card surcharges up to 4% with disclosure requirements. Learn state rules, government agency practices, and compliance.

Maine

Maine prohibits all private businesses from adding credit card surcharges. Learn about the law, government exceptions, and legal alternatives.

Maryland

Maryland allows credit card surcharges up to 4% with disclosure. Learn about failed 2024 legislation and current compliance requirements.

Massachusetts

Massachusetts prohibits all credit card surcharges. Learn about the strict ban, legal alternatives like cash discounts, and enforcement.

Michigan

Michigan allows credit card surcharges with disclosure requirements. Learn signage rules, gas station requirements, and compliance guidelines.

Minnesota

Minnesota updated surcharge laws in 2025 requiring mandatory fees in advertised prices. Learn compliance requirements and $25,000 penalties.

Mississippi

Mississippi allows credit card surcharges for private businesses with federal limits. Learn rules, government restrictions, and compliance requirements.

Missouri

Missouri allows credit card surcharges with convenience fee disclosure rules. Learn requirements, federal limits, and consumer protection.

Montana

Montana allows credit card surcharges up to 3% maximum with required pre-transaction disclosure. Learn state law requirements and compliance.

Nebraska

Learn Nebraska's credit card surcharge laws. Businesses can legally add fees up to 4% with proper disclosure. Get compliance tips and FAQs.

Nevada

Nevada allows credit card surcharges but limits them to actual processing costs (1-1.5%). Learn disclosure requirements and compliance tips.

New Hampshire

New Hampshire allows credit card surcharges without state restrictions. Learn federal compliance requirements and implementation tips.

New Jersey

New Jersey limits credit card surcharges to actual processing costs. Learn the 2023 law requirements, disclosure rules, and penalties.

New Mexico

New Mexico allows credit card surcharging in compliance with federal regulations. Learn the requirements for legal surcharging and compliant pricing strategies.

New York

New York requires total price disclosure for credit card surcharges. Learn the 2024 law requirements, compliance tips, and penalties.

North Carolina

North Carolina allows credit card surcharges up to 4%. Learn current laws, pending HB 13 changes, disclosure requirements, and compliance tips.

North Dakota

North Dakota allows credit card surcharges up to 4%. Learn state regulations, federal compliance requirements, and implementation best practices.

Ohio

Ohio allows credit card surcharges with minimal restrictions. Learn state regulations, federal compliance, and business implementation strategies.

Oklahoma

Oklahoma's surcharge ban ends November 1, 2025. Learn current cash discount options, new 2% surcharge limits, and compliance requirements.

Oregon

Oregon allows credit card surcharges with no state restrictions. Learn federal compliance requirements, dual pricing options, and implementation strategies.

Pennsylvania

Pennsylvania allows credit card surcharging with federal limits. Learn disclosure requirements, penalties, and compliance rules for PA businesses.

Rhode Island

Rhode Island allows surcharging under SB925 with dual pricing and disclosure requirements. Learn compliance rules for RI businesses.

South Carolina

South Carolina allows surcharging via 2013 cash discount amendment. Learn legal requirements and compliance rules for SC businesses.

South Dakota

South Dakota allows surcharging but limits fees to actual processing costs. Learn compliance requirements and disclosure rules for SD businesses.

Tennessee

Tennessee allows surcharging with advance disclosure requirements. Learn compliance rules and transparent pricing guidelines for TN businesses.

Texas

Texas bans credit card surcharges but federal courts ruled key provisions unconstitutional. Learn what's legal for Texas businesses in 2025.

Utah

Utah allows credit card surcharges with proper disclosure. Learn current requirements, penalties, and how Utah's laws changed since 2013.

Vermont

Vermont allows credit card surcharges with no state restrictions. Learn about $10 minimums, consumer protection, and enforcement through CAP.

Virginia

Virginia allows credit card surcharges but requires upfront disclosure starting July 2025. Learn about potential ban and compliance requirements.

Washington

Washington allows credit card surcharges with no state restrictions. Learn about Consumer Protection Act enforcement and compliance requirements.

West Virginia

West Virginia allows credit card surcharging with no state restrictions. Learn federal guidelines, card network rules, and compliance requirements for businesses.

Wisconsin

Wisconsin allows credit card surcharging with no state restrictions. Learn federal compliance requirements, card network rules, and best practices for Wisconsin businesses.

Wyoming

Wyoming allows credit card surcharging with no state restrictions. Learn federal compliance, cash discount alternatives, and implementation best practices.