Cash in. Cash out.Cash flows on your terms
Boldly transparent cashflow platform for America's core businesses
You run the business. Nickel runs the money.
Accounts Receivable
Request and collect payments without the chase.
Accounts Payable
Pay any business or contractor, anywhere.
Nickel Balance
Earn 2% APY on idle cash. Withdraw or spend any time.
Nickel Capital
Tap into extra cash to grow your business.
Integrations & Developer Tools
Native integrations with tools you already use.
AI Workforce
AI teammates that runs AR, AP and finance for you.
Every kind of payment across 135+ countries.
$1M payments. Move large payments as easily and reliablly as moving $100, with no surprise holds.
Domestic & Global. Send or receive payments from 135+ countries across the globe.
Unlimited free ACH. $0 for you, your vendors and buyers. No kidding.
Debit & Credit Card. Accpet or pay using any major card brand
US & Global Wires. Same day wire transfers to anyone
Paper Checks. Send or deposit a check without running to the bank.
More than software. A team you can call.
When money's on the line, every question is an emergency. A US based team is here and ready to pick up the phone.
America's easiest to use financial platform
Hundreds of 5-star reviews make us the top-rated B2B finance and payments software.
“Best AR/AP platform I have ever used.”
“I run over five different businesses and Nickel has made handling AP and AR way easier than it used to be.”
“Clients love paying us with Nickel's QR code. It's easier than Venmo or Zelle.”
What you can do with Nickel in 30 days.
Getting started takes less than 5 minutes today.
Get started.
- Connect your ERP in five minutes
- Upload your policy in two minutes
- Issue yourself a card in one minute
Get comfortable.
- Connect to HRIS, email, and 200+ apps
- Set up approvals and controls
- Issue cards to employees
Ask why you didn't switch years ago.
- 100% of business spend moved to Northwind
- Intake-to-pay 8.5x more efficient
- Books close 75% faster
Less work to do. More cash to keep.
AI that closes the books
A full fledged finance team without the headcount.
ACH that's always free
You, your vendors and your customers keep every dollar you've earned.
Idle cash that earns big
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AP that's off your plate
Onboard vendors, capture bills, and pay without the runaround.
Books that always match
Transactions syncs to your accounting tools and are never batch deposited.
1099s that get handled
Capture vendor tax details upfront and file with one click in January.
Real outcomes from real businesses.
Get started with Nickel. Sign up in minutes.
Try Nickel for free. No credit cards, no credit checks. Get started in 5 minutes.
Roll out in minutes. Connect your accounts and start paying and getting paid.
Enable Nickel Balance. Earn 2% on idle cash and send and receive payments instantly.
See what you'll save. Estimate using our awesome calculator
Savings calculator →See a demo. See how Nickel can improve your cashflow in 30 minutes.
Talk to our experts →