Chase new business. Not receivables.

Automate invoicing, payments, and reconciliation. Nickel’s accounts receivable platform helps you close the cash gap.

Pay by link. Buyers don't need a Nickel account to pay.

$1M per transaction. Get paid on your biggest jobs without limitations.

Free ACH for you and your customers. Full stop.

2.9% flat credit card fees. You decide who pays it.

25,000+ businesses move and grow their money on Nickel

Every payment method at a fair price.

  • ACH Bank Transfer

    Pull funds directly from your buyer's bank account


    Free2 business days
  • Credit & Debit Card

    Accept US and global cards and decide who pays the fees


    2.9%1-2 business days
  • Wires

    Receive wire transfers without sharing your bank details.


    Free1-2 hours
  • Physical Checks

    Deposit checks without running to the bank.


    Free2 business days

America's easiest to use payment platform.

Hundreds of 5-star reviews make us the top-rated B2B finance and payments software.

Cindy Arocha
Nickel saved the day, and has been incredibly easy to use
Cindy Arocha InVia Collective
Alex Barnes
Nickel has saved me hours a week processing payments alone.
Alex Barnes WF Myers
Chris Eaker
I really appreciate the responsiveness of the support team — they're always available to answer my questions.
Chris Eaker Yellow Jacket Bookkeeping

Money arrive instantly in Nickel Balance and earn 2% APY, acrrued daily.

Explore Nickel Balance

Money in. Books closed. Statements matched.

Two way QuickBooks sync. Keep bill and vendor records in sync with QB Online or Desktop

Notify the right team members when payments land or statuses change.

One deposit per payment. Say goodbye to batch deposit reports.

Small things that save you time and money.

  • Buyers pay without an account

    Buyers click a link and pays. No portals to log into or passwords to remember.

  • Up to $1M per transaction

    Nickel handles your largest payments without hiccups or holds.

  • Payment tracking

    You and your buyer can track the entire transaction every step of the way.

  • Custom domain

    Link your domain so every payment link comes from you, not Nickel.

  • Card surcharging

    You decide who pays card fees. Nickel handles compliance in all 50 states.

  • One-click refund

    Send partial or full refunds on card and ACH payments with one click.

Security and compliance, off your plate.

Sensitive card and bank data lives on Nickel's bank grade vault, not your inbox or filing cabinet.

  • SOC 2 Type II
  • PCI-DSS standards
  • Tokenized transactions
  • Bank grade encryption

We used to manually take payments using credit card authorization forms and waiting on physical checks to come in. Now, we do everything on Nickel and see funds land in our account 5–10 days faster.

James Bond

Production Manager

Frequently asked questions

Close the cash gap today.
Start a free account in minutes, or talk to our experts about your AR workflows.

See what you'll save. Estimate using our awesome calculator

Savings calculator

See a demo. See how Nickel can improve your cashflow in 30 minutes.

Talk to our experts