Pay anyone. Anywhere. In any way.

Onboard vendors, captures bills, and pay any business or 1099 contractors around the globe.

Free ACH. For you and your vendor. Full stop.

$1M per transaction. Pay your biggest vendors without limitations.

Global Payments. Send international wires or SWIFT to 150+ countries.

Built in approvals. Route payments for sign off before they're released

25,000+ businesses move and grow their money on Nickel

Pay vendors without the runaround.

Get up and running in minutes, not weeks.

Bill Pay

Approve and pay a month of bills in four clicks.

Vendor Onboarding

Vendors that onboard and verify themselves

Integration & Developer Tools

Integrate with tools and workflows you already use.

Pay with card or bank. Vendors receive their way.

See detailed pricing

  • Standard ACH

    Low-fee bank transfers that settle in 1–3 business days.

    No fee2 business days

  • Expedited ACH

    Accept all major cards with surcharging built in.

    No fee*Instant or same day

  • Mail a check

    Same-day domestic and international wires for large invoices.

    $23-5 business days

  • US & International Wire

    Mail-in checks captured and matched to open invoices automatically.

    $251-2 hours

America's easiest to use payments platform

4.9 stars Hundreds of 5-star reviews make us the top-rated B2B finance and payments software.

Belle Swartz
“The customer service is top-notch, with immediate responses.”
Belle Swartz Alliance Homecare
Brian D Williams
“I can process my contractor payments in less than an hour, versus QB or my bank which took far longer.”
Brian D Williams Starr Rail
Mick Safron
“Nickel has made our payment process stress free.”
Mick Safron Biohackers World

The right vendor. Right bank. Right approvals.

Know who you're paying with automated business and 1099 contractor verification.

Know where your money goes with secure bank account verification.

Known when money leaves your account with designated approvers and workflows.

Money arrive instantly in Nickel Balance and earn 2% APY, acrrued daily.

Explore Nickel Balance

Books stay clean, on both sides

Two way QuickBooks sync. Keep invoices and customers in sync with QB Online or Desktop

Customize bank description and what shows up on your vendor's statements.

Batch payments get withdrawn and deposited individually.

Small things that save you time and money.

  • Batch hundreds of bills

    Select any number of bills and process the batch in one click. Each one still posts 1:1 to your statement.

  • Schedule in advance

    Process bills today, schedule the payment to go out in the future.

  • Multiple funding sources

    Save any numbre of cards and bank accounts, and use them to pay bills.

  • Custom domain

    Onboarding links come from your domain, with your logo. Not Nickel's.

  • Pay 1099 contractors

    Pay sole proprietors and individuals, not just registered businesses.

  • Milestone payments

    Short-pay a bill or pay it in parts as work completes. Milestone payments, in reverse.

Every feature your finance team has asked for.

Penny

Penny reads your bills, codes them, and routes them for approval. The work a bookkeeper does — without one.

Explore Bill Pay

Pay any business or 1099 contractor globally with card, ACH, wire or check.

Explore Vendor Onboarding

Collect and verify vendor bank, business and tax details with a secure link.

Explore Nickel Balance

Send and receive money instantly and earn 2% on idle cash.

Frequently asked questions

Get every bill off your plate.
Start a free account in minutes, or talk to our experts about your AP workflows.

See what you'll save. Estimate using our awesome calculator

Savings calculator →

See a demo. See how Nickel can improve your cashflow in 30 minutes.

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