Unlimited free ACH. For all.
Send and receive free ACH bank transfers from 15,000+ US banks and financial institutions. Up to $1M per transaction.
Truly Unlimited
Send and receive unlimited ACHs
$1 million
Limit per transaction, highest in industry
25,000+
Businesses using Nickel to save on ACH
$8 million
Saved for American businesses
Rated America's best payments platform.
“Nickel makes payments to other businesses easy and offers amazing support.”
“I can process my contractor payments in less than an hour, versus QB or my bank which took far longer.”
“Best AR/AP platform I have ever used.”
The ACH your bank should've given you.
Pull, not chase
Debit funds straight from your customer's bank account instead of waiting.
Free on both sides
ACH is free for you, your customer, and your vendors.
Up to $1M per transaction
Move $1M as easily as $100, with no surprise holds.
Two business days, not five
Get paid faster and hold onto money longer with ACH on Nickel.
Custom bank statements
Customize what shows up on every bank statement.
Reconciliation handles itself
One for one deposits and withdraws and integrate with your accounting tools.
Free with no asterisks. Here's why.
We make money when you grow, not when yuo move money
What's the catch?
None. There's no tiered pricing, minimums or hidden fees. ACH is free, full stop.
Will it ever change?
No. Free ACH is not a promotional or intro offer. It's our commitment to you.
How does Nickel make money?
Nickel is a cashflow platform. We make money on tools that grow your money and save you time.
We used to manually take payments using credit card authorization forms and waiting on physical checks to come in. Now, we do everything on Nickel and see funds land in our account 5–10 days faster.
James Bond
Production Manager, Stripe
One platform for your cashflow.
Invoice Payments
Request upfront, deposits, and milestone payments on any invoice.
Payment Page
Launch payment page for any product or service with no code.
Auto Pay
Save bank or card details on file and auto charge customers without the wait.
Bill Pay
Pay any business or 1099 contractor globally with card, ACH, wire or check.
Vendor Onboarding
Collect and verify vendor bank, business and tax details with a secure link.
Integrations and API
Sync with Quickbooks Online, Desktop, CRMs and all major US banks.
Frequently asked questions
See what you'll save. Estimate using our awesome calculator
Savings calculator →See a demo. See how Nickel can improve your cashflow in 30 minutes.
Talk to our experts →