Industrial strength financial security.
Your money is held and moves through OCC chartered banks with 24/7 active monitoring and SOC 2 Type II compliance.
SOC 2 Type II. Safeguards all your data on our platform.
Bank grade tokenization. Encrypts every card and bank number.
PCI DSS. Ensures every transaction is transmitted safely.
Two factor authentication. Protects your account from malicious users.
Move money without sharing card or bank details
When customers pay you, the details go to Nickel. When you pay vendors, the details stay with Nickel. You handle the amount, not the data.

How we move your money.
OCC Chartered Banks. Nickel works directly with OCC chartered banks to transfer money.
FDIC Insured Accounts. Payments are routed bank accounts with FDIC coverage.
Your money is always yours. Money is always under your name and belongs to you at all times.
Our customers love us.
Hundreds of 5-star reviews make us the top-rated B2B finance and payments software.
“I really appreciate the responsiveness of the support team — they're always available to answer my questions.”
“Ideal choice for my accounting firm serving construction clients.”
“Nickel has saved me hours a week processing payments alone.”
How we protect your accounts.
Two factor authentication. Enforce two factor authentication for every user.
Continuous monitoring. 24/7 account monitoring to spot and stop suspicious activities.
Approvals workflow. Complete control over every dollar that leaves your account.
Bank grade security for every Nickel product.
Invoice Payments
Request upfront, deposits, and milestone payments on any invoice.
Payment Page
Launch payment page for any product or service with no code.
Auto Pay
Save bank or card details on file and auto charge customers without the wait.
Bill Pay
Pay any business or 1099 contractor globally with card, ACH, wire or check.
Vendor Onboarding
Collect and verify vendor bank, business and tax details with a secure link.
Integrations and API
Sync with Quickbooks Online, Desktop, CRMs and all major US banks.
Frequently asked questions
See what you'll save. Estimate using our awesome calculator
Savings calculator →See a demo. See how Nickel can improve your cashflow in 30 minutes.
Talk to our experts →