A month of bills. Done in four clicks.
Clear a month of bills in minutes. Pay US and global vendors with free ACH, card, wire or instant bank transfer.
Free ACH. For you and your vendor. Full stop.
$1M per transaction. Pay your biggest vendors without limitations.
Global Payments. Send international wires or SWIFT to 150+ countries.
Built in approvals. Route payments for sign off before they're released
Capture, approve, pay.
1. Capture every bill.
Upload, email or import bills directly from Quickbooks.
2. Pay how you want.
Pay bills by card, ACH, or international wire.
3. Route for approval.
Get sign off before payments are released.
4. Vendors get paid their way.
By ACH, check, virtual card or instantly.
Pay any business, 1099 contractor or person.
From recognized national brands to independent contractors, no vendor is too big or small to pay.
- Pay businesses
- Pay 1099 contractors
- Pay individuals
We used to chase approvals over email and cut checks by hand. Now Nickel routes the bill, collects the sign-off, and pays the vendor — all before our weekly AP review.
James Bond
Controller, Stripe
Pay your way. Receive their way.
Pay bills using free ACH bank transfer, card. wire or instant transfer.
Domestic vendors receive a free ACH, check, virtual card or instant transfer
Global vendors receive an international wire or SWIFT transfer.
Approve large payments before they go out.
Create approval rules and designant reviewers, so no money leaves your account by surprise.
- Require approval on payments over a set limit
- Route each bill to the designated approver
- Approve with one click
Reconcile the way your accounting team approves
From the first bill to the closing entry — every step is automated, auditable, and synced to your ERP.
Instant Quickbooks Sync. Push every transaction to Quickbooks in real time.
Custom Statement Descriptor. You decide what shows up on your vendor's bank statements
One withdraw per payment. Never batched, so your statements and bills match one for one.
Built for AP teams that want their afternoons back.
Every feature your finance, IT, and vendor-success teams have asked for — in one place.
1099 filings
Automatically calculate and file 1099 NEC and MISC.
International vendors
Onboard, set up and pay businesses and individuals outside of the US.
Custom domain
Use your own domain so onboarding and tracking links show up with your website.
SOC 2 and PCI Standards
Securely encrypt and save vendor business, tax and payment details.
Vendors do not need an account
Vendors can enter and manage their details without creating an account.
Onboard vendors with Penny AI
CC Penny on any email and she'll automatically collect vendor details.
Our customers love us.
Hundreds of 5-star reviews make us the top-rated B2B finance and payments software.
“When QuickBooks cut us off and we couldn't get support, Nickel saved the day.”
“I really appreciate the responsiveness of the support team — they're always available to answer my questions.”
“The customer service is top-notch, with immediate responses.”
Cash in. Cash out. Everything in between.
Frequently asked questions
See what you'll save. Estimate using our awesome calculator
Savings calculator →See a demo. See how Nickel can improve your cashflow in 30 minutes.
Talk to our experts →