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Capital One Bank routing number

Complete guide to Capital One routing numbers for ACH transfers, wire transfers, and direct deposit across all states where Capital One operates.

Last verified June 2026

More about Capital One Bank

Capital One Routing Numbers by State

Capital One uses different routing numbers based on the state where you originally opened your account. This is due to Capital One's growth through acquisitions of regional banks over the years. Use the routing number that corresponds to your account's opening location.

Most Common Routing Numbers:

Louisiana:

  • 065403626 - Most Louisiana branches
  • 065000090 - Select Louisiana locations

Maryland:

  • 055003201 - Maryland accounts

New Jersey:

  • 031176110 - New Jersey accounts

New York:

  • 021407912 - Most New York accounts
  • 026013356 - Select New York locations

Texas:

  • 113010547 - Most Texas accounts
  • 111017694 - Select Texas locations
  • 113024915 - Additional Texas locations

Virginia:

  • 051405515 - Most Virginia accounts
  • 065403626 - Select Virginia locations

Washington, D.C.:

  • 051405515 - Washington, D.C. accounts

Wire Transfers:

For all domestic and international wire transfers, Capital One uses a single routing number:

  • 051405515 - All wire transfers regardless of account location

Important Notes:

Capital One operates branches in 7 states and the District of Columbia. Due to multiple acquisitions (including Hibernia Bank, Chevy Chase Bank, and ING Direct USA), the bank maintains nearly 50 different routing numbers across its footprint.

Always verify your specific routing number by:

  • Checking the bottom left corner of your Capital One checks
  • Logging into online banking and viewing account details
  • Calling Capital One customer service at 1-800-655-2265

Using the wrong routing number can cause payment delays or rejections.

Get it right the first time

A wrong number can bounce a transfer or send it into limbo. Two minutes here saves a week of waiting.

Avoid the common mistakes
  • Using the wire number for an ACH transfer (or vice-versa)
  • Transposing a digit; always copy, don’t retype
  • Forgetting the SWIFT code on incoming international wires
Keep transfers secure
  • Routing numbers are public — your account number is what to protect
  • Only share account details over channels you initiated
  • Verify new payees by phone before the first transfer
  • Watch for invoice-swap scams that change banking details

How to find your account number

Bottom of a check

The 9-digit number in the lower-left, before your account number.

Online banking

Sign in, open the account, and view account & routing details.

Monthly statement

Printed near your account number in the statement header.

Call or visit Capital One Bank

1-800-655-2265, or ask at any Capital One Bank branch.

FAQs

Common questions about ACH and wires through Capital One Bank

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