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Marcus routing number

Simple routing number guide for Marcus by Goldman Sachs accounts, covering ACH transfers, wire transfers, and direct deposit setup with current fees and processing times.

Last verified June 2026

More about Marcus

Marcus by Goldman Sachs Routing Number

Marcus by Goldman Sachs makes it simple with a single routing number for all customers nationwide, regardless of where you opened your account or where you live.

Why Does Marcus Use One Routing Number?

Unlike traditional banks with physical branch networks across multiple states, Marcus operates as a digital-only bank. This online banking model allows Goldman Sachs to use one routing number for all customers, simplifying the banking experience and reducing errors in payment setup.

Important Notes:

For international wire transfers, you'll need Marcus's SWIFT code: GSCMUS33. However, Marcus does not accept incoming international wire transfers and does not offer outgoing international wire services. The routing number only works for domestic U.S. transactions.

Get it right the first time

A wrong number can bounce a transfer or send it into limbo. Two minutes here saves a week of waiting.

Avoid the common mistakes
  • Using the wire number for an ACH transfer (or vice-versa)
  • Transposing a digit; always copy, don’t retype
  • Forgetting the SWIFT code on incoming international wires
Keep transfers secure
  • Routing numbers are public — your account number is what to protect
  • Only share account details over channels you initiated
  • Verify new payees by phone before the first transfer
  • Watch for invoice-swap scams that change banking details

How to find your account number

Bottom of a check

The 9-digit number in the lower-left, before your account number.

Online banking

Sign in, open the account, and view account & routing details.

Monthly statement

Printed near your account number in the statement header.

Call or visit Marcus

1-833-626-5813, or ask at any Marcus branch.

FAQs

Common questions about ACH and wires through Marcus

Stop sharing routing numbers to get paid

If you’re hunting for a routing number, you’re about to email sensitive bank details to someone. Nickel replaces the back and forth with one secure link.

Never share a routing number again

Send a secure payment link instead of your account details.

Free ACH, every time

No per-transfer fee — for you or the businesses you pay.

Wire, ACH, card, instant

One place to send and receive, whatever the rail.

Reconciles into QuickBooks

Every payment lands matched, not in a spreadsheet.